What optimal scope of cover should I choose?
As a contractual standard, we offer professional and cyber liability insurance. It happens often that clients expect general liability insurance from their contractors. General liability insurance will work in the event when you unintentionally cause property or personal damage to your client. If you do not have an office and do not employ employees, the risk of general liability claim from your client is not high. However, as international clients treat general liability insurance as a market standard it may be worth considering adding it to the scope of your insurance, especially as the premium for this insurance is relatively low.
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