My own business without risk

Professional Liability and Cyber insurance for IT Specialists with additional extension of General Liability.

  • Safe contracts
  • Worldwide protection
  • Cyber risk cover
  • Specialists’ support

Your benefits

  • Safecontracts

    We provide legal representation and cover costs of claims arising from the contract (financial losses, contractual penalties)

  • Cyber riskcover

    We will cover the costs related to cyber incidents you can cause at your clients

  • Worldwideprotection

    The policy protects your contracts and helps you solve cyber incidents around the world

  • Specialists’support

    Law firms, forensic and security specialists, PR support - you can count on their help

Osoba sprawdzająca na laptopie ubezpieczenia OC zawodowe i cyber

I need protection

If you’re a self-employed person who doesn’t have any employees and perform work / assignments for third parties who take responsibility for your work, our professional and cyber liability insurance is just for you.

Do You want to make sure it's a policy for you?
Make an appointment.

Buythe insurance

and act without risk

Fill out the form to receive professional indemnity (PI) and cyber insurance quote for an IT contractor

Golden Standard

We are the representative of Lloyd’s, the largest specialist Insurer in the world, rated A+ by worlds’ biggest rating agencies. The international standard of protection provided by Lloyd's will satisfy the requirements of your most demanding clients.

Professional Indemnity (PI / Errors & Omissions)

Professional liability insurance for performing professional IT activities - we will pay claims and cover the legal costs as a result of errors, omissions, unintentional damage in the scope of professional activities performed, unintentional infringement of intellectual property rights.

Read more

Third Party Cyber Insurance

We will pay claims under the policy and cover legal costs if, for example, you contribute to or cause a cyber incident for your client, breach the security of personal data or disclose non-public commercial information.

Read more

General liability (Public liability)

We will pay claims under the policy and cover the legal costs if, in connection with the performance of professional IT activities, you cause personal or property damage to your client.

Read more

Frequently asked questions

  • What optimal scope of cover should I choose?

    As a contractual standard, we offer professional and cyber liability insurance. It happens often that clients expect general liability insurance from their contractors. General liability insurance will work in the event when you unintentionally cause property or personal damage to your client. If you do not have an office and do not employ employees, the risk of general liability claim from your client is not high. However, as international clients treat general liability insurance as a market standard it may be worth considering adding it to the scope of your insurance, especially as the premium for this insurance is relatively low.

  • What territorial scope should you choose?

    The choice of the territorial scope to be covered by the insurance coverage should depend on which clients your company cooperates with, in which paradise their business is registered.
    For example, if you are working with a UK client, you should select the world area outside the USA and Canada.

  • Can I get an invoice for my policy?

    No, the policy itself is an accounting document, it has the features of an invoice.

  • What insurance sum should I choose?

    When choosing the sum insured, consider the real value of contractual penalties from contracts, potential administrative penalties of regulators, the cost of external companies (law firms, IT specialists), possible claims for damages of persons or companies for causing cyber incidents. If you work on international markets, especially on the US market, take into account that legal and specialist costs are several times higher than in the countries of Central Europe.

  • What’s Lloyd’s?

    It is the largest specialist insurer in the world operating on global markets for over 300 years. The brand operates in several dozen countries through the so-called coverholders, i.e. companies authorized to create insurance products. Due to Brexit, since January 2019 Lloyd’s operates throughout the European Union under the name Lloyd’s Insurance Company S.A. based in Brussels.

  • Can your insurance be bought out by a contractor with registered address outside of Poland?

    Unfortunately purchase through the website is not possible, please contact us directly or through your broker.